Going going gone!

Okay, the tax refund is almost finished because I went and bought 8kgs of cat food for my cat, that means I don't have to buy cat food till the end of October. I bought my plane ticket from East London to Johnnesburg because I'm catching a bus down as it's half the price and I also bought the bride's pamper party gift and my sister's birthday gift. Otherwise, I had a good weekend with my cousins. I also bought 2 new pairs of earrings. some head bands and a lovely clip in the shape of a dragon fly. I also bought some nice food stuffs for the home and feel quite content watching Sex and the City Season 2 disk 1. I probably didn't do the most wisest thing with the tax refund but I know that if I didn't go to my friend's wedding, I would regret it in later years and the plus minus R1500 this trip is costing me would seem like change.

I have a cousin who rocks, she is more than a cousin to me and is treating me to go to a ladies night next weekend for my sister's birthday party and she is also throwing out her old bed to me! Yeah yeah yeah! I hate my present bed, it is low, as it has no legs and it the wood hurts my back as my matress is so thin. I must say that I was very lucky that my mom had a sister who met a man that made my cousin my cousin.

At the moment, I am busy waiting for my sister to arrive and have made a poor man's paella - some sausage and tinned muscles fried in peas, onions and a yellow rice. There is nothing better than a warm cooked meal on a Sunday night and the shopping spree really did bring back memories of credit card shopping without a budget - better than any drug I tell you.

Happy saving all!

Tax Refund Update

Just thought I would mention that I received R2330 for my tax refund this year. How cool is that??? Anyway, if I get leave, I will be going to East London for my friends wedding and having my car licenced. It expired end of June and letting Molly have her annual vaccination.

Clean Vs Debt

Okay, my major shop card called me on Friday and was willing to cut my monthly repayments down to about R250 per month, me, not thinking, says "no, let's rather make it R350, as I've been paying that anyway". Now, I'm thinking...I could get a maid to spring clean my place once a month for R50 (the people in the main house said I could use their maid for that price) and use another R40 to have my car cleaned once a month. I really spend so much time cleaning at the moment and find it such a waste as my weekends are precious. I just have to phone and see if I can ask them to revert back to what they offered me!

Just a thought...

A bow down to the major shop card!

My major shop card, the one with a balance of over R6000 has agreed to let me pay them R350 if I cut up the card! Done along time ago so that's perfect! Yeah, perfect start to the weekend!

Money Money Money, must be funny - in a rich mans world!

Update on the tax return!

According to the tax calculator on the webpage for SARS, I should get back around R2000! How cool is that??? So that means, I will be able to buy a bus ticket to Queenstown, maybe fly back to break the trip, buy a wedding gift and maybe have my brakes on my car sorted out OR have the tyre replaced - I can't weigh out the benefits of either one. It took my landlords girlfriend really quick to get her refund, I hope they don't take the "up to 90 days" that they promised to me.

I did a mid grocery store stop today and got 18 rolls of 2 ply toilet paper which I will split with my sister at R75.99 and was forced to buy Whiskas for R36.99 for a kg and I treated myself and bought 4 guavas for R8.50. I might just buy a whole box after pay day. I love guavas and they are healthy and feel I deserve it, even though it's R40 for a box and I usually budget R20 a month on fruit.

On a goodnight note, may I just praise the fact that it is past half way of the month and a week away from pay day, almost a month closer to reaching my goals :)

Income Tax.

Well I was speaking to my landlords girlfriend this morning and she told me that she got R1400 back for income tax this year. Ka Ching! So guess what I'm doing today? I have already registered for e - filing but have no clue how to use it so now I am No. 40 in the queue waiting to speak to SARS so I can figure this out. Maybe this just might be my ticket to East London for my friends' wedding next month :) I will keep you posted, but hold thumbs in the meantime!

Getting wiser!

I have basically taken a day off work today, I am at work, but just doing as little as possible and taking advantage of the fact that most my colleagues are attending a course (including my boss).

I have made a decision to tackle the Kilimanjaro credit card first and when that credit card is paid off, then I will definately do my Kilimanjaro trip as a reward. I got this credit card in 2005, my very first credit card and now it is exactly 4 years later. I remember the first thing I bought on this card was a violin which I sold in 2007 and also some clothes (wait, I'm actually wearing the top today!).

I am paying ± R500 a month on this card a month on charges alone, the second highest interest I am paying is on another credit card which is about R190 a month on charges. You times that by 12 and do the math on how much money I am throwing away on charges.

Well on some good news. Work has provided me with a laptop to use which will save me in buying my own computer for a couple of years at least and the wear and tear on one and they are going to get me a phone to use after hours - AWSUM!

My landlords girlfriend is also catching a ride with me to work and back for the next 2 weeks and giving me R100 a week (which is half my petrol) so I'm quite stoked about that as well.